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Managing money

Help we can give you

We understand that difficulty paying your rent or service charge may be part of a wider problem. To help you, we work in partnership with other agencies to provide a full debt-counselling service. This includes:  

  • referring you, with your permission, to a partner agency within 1 working day of finding that you would benefit from wider debt counselling or of you requesting this
  • doing our best to ensure that debt-counselling partner agencies contact you within 3 working days (1 working day if urgent) to agree a convenient time to meet
  • working closely with those partner agencies to agree realistic repayment plans.

 

Money lending

We work with the Illegal Money Lending Team to support its work against unlicensed money lending. If you need to borrow money, check that the loan company is registered with the Financial Services Authority before you sign an agreement.

 

Gloucestershire Credit Union Logo

We can also refer you to our local Credit Union who can help you save money and offer you a low cost loan.

The organisation provides savings accounts and affordable loans after a qualitying period. Please see the website and the leaflet for more information

Gloucestershire Credit Union is moving to the City Library, Brunswick Rd. During the interim period of moving offices collection points will be based here at Gloucester City Homes and on Saturdays at the Library.

Follow this link to go to the Gloucestershire Credit Union website|

Please select link to download Gloucestershire Credit Union Leaflet|

 

Fighting food poverty

We are committed to building sustainable and healthy communities. We work with partner agencies to ensure that our residents can get advice and services to help improve quality of life.

Food poverty is becoming more common and we will support any action to ensure our residents don’t suffer from it.

With ever-rising food and fuel costs, it’s more important than ever to be able to make your money stretch further.

You could save money on your weekly shop by comparing the prices of 4 of the major supermarkets at www.mysupermarket.co.uk|

Gloucester Food Bank can provide temporary,emergency support if you can’t buy food. You can get food vouchers which you can exchange for a 3 day emergency food parcel, through care workers, social services or churches.

Contact:

Gloucester Foodbank
George Whitefield Centre
107 Great Western Road
Gloucester
GL1 3NF

01452 309683

www.food-bank.org.uk|

Advice from other agencies

The national and local agencies listed below can help you boost your income and manage your debts. For further information please contact them or ask us to refer you to them for advice. 

List of advice agencies

Type of Advice

 

 

 

Advice Agency

For advice on rents and other charges contact us by clicking on the logo.

 

 

 

GCHlogo|

For advice on Housing and Council Tax Benefits, discounts and exemptions, phone 01452 396483 or visit their website by clicking on the logo.

 

 

 

Visit the benefits pages of Gloucester City Councils website|

For advice on money management and benefits Money Advice Services logo|

For advice on benefits, phone 0800 023 4888 or visit the Directgov website by clicking on the logo.

 

 

 

Directgovlogo|

For advice on work, phone 0845 604 3719 or visit the  website.

 

 

 

Directgovlogo|

For advice on pensions, phone 0800 99 1234 or visit the Directgov website.

 

 

 

Directgovlogo|

For advice on tax credits phone 0845 300 3900 or visit the Directgov website by clicking on the logo.

 

 

 

Directgovlogo|

For advice on debts phone 0808 808 4000 or visit  the website by clicking on the logo.

 

 

 

Visit the National Debtline website|

For a range of advice on housing, debt, benefits etc, phone 01452 528017 or visit the  website by clicking on the logo.

 

 

 

Visit the Gloucestershire Citizens Advice website|

For a range of legal advice phone 01452 423492 or visit Gloucester Law centre's website.

 

 

 

Visit theGloucester Law Centre website|

For help with housing advice, phone 0344 515 1286 or visit Shelter's website.

 

 

 

Visit the Gloucester Housing Aid Centre website|

To apply for financial help from a charitable institution visit the Charity Commission's website.

There are many charities or benevolent funds which aim to help people in difficulties.

 

 

 

Visit the Charities Commission website|

Use an online calculator which can help you calculate both your potential benefit and tax credit entitlements, visit the  website.

 

 

 

Visit the Entitled To website|

If you want independent financial advice on pensions, investments, insurance etc we would advise you to contact an independent financial advisor. For a full list of Independent Financial Advisors follow this link to the website
 

 

 

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If you would like a range of useful information on a range of financial products phone 0300 500 5000 or follow this link to the website

 

 

 

 

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